HEART VALVE SURGERY LIFE INSURANCE – TOO RISKY TO APPROVE? Life insurance after heart valve surgery, will it be approved? Mitral valve repair, mitral valve replacement, aortic valve repair or replacement: how does this affect life insurance? These questions will be top of mind after you endure heart valve surgery and we will tackle them in…Read More
Were you born with an atrial septal defect (ASD) or a ventricular septal defect (VSD)? How does that affect life insurance? Can you even get great life insurance with an atrial septal defect? Let me put your mind at ease. YES, YOU CAN GET LIFE INSURANCE WITH AN ATRIAL OR VENTRICULAR SEPTAL DEFECT, AND WITH…Read More
What’s the deal with life insurance after a transient ischemic attack or TIA? Can you get great term life insurance after a mini-stroke? What do we need to underwrite a TIA life insurance approval? In this article, we will explore transient ischemic attacks, mini-strokes and other cerebrovascular events and how they relate to life insurance.…Read More
Can you get life insurance with a pacemaker? You may have already been denied life insurance in the past due to your pacemaker or the heart condition that it is used to treat. Due to recent advancements in technology, let me share some good news with you: Yes, you can absolutely get life insurance with…Read More
CAN YOU GET APPROVED FOR LIFE INSURANCE WITH EMBOLI, BLOOD CLOTS OR DEEP VEIN THROMBOSIS (DVT)? Yes, absolutely, and it may be easier than you think. In many life insurance cases, a history of blood clots will just be a minor obstacle. It’s just a blip on your overall health profile, you take Xarelto or Warfarin…Read More
TERM LIFE INSURANCE AFTER A HEART ATTACK – IS IT EVEN POSSIBLE? Yes, you can get approved for life insurance after a heart attack AND still get great rates too! After you think of the well-being of your family, many people will become discouraged, as many believe life insurance after a heart attack is not…Read More
YES, YOU CAN STILL GET AFFORDABLE LIFE INSURANCE, EVEN AFTER ANGIOPLASTY, A HEART STENT OR MULTIPLE CARDIAC STENTS. This simple guide will show you how to do just that. Applying for life insurance after heart stent surgery may seem like a daunting task. Is it possible to get a heart stent life insurance policy approved? Many…Read More
High Blood Pressure Life Insurance – Approved! High blood pressure life insurance underwriting will not get you down. In this article, we will explore the relationship between your high blood pressure and getting the best rates on life insurance. Does HBP mean you have to pay higher rates for life insurance? Your hypertension life insurance…Read More
Buying life insurance with a heart murmur can be a difficult and frustrating experience. Heart murmur life insurance approvals are going to depend on your underlying heart condition, if one exists, and which life insurance company you apply to. If you have a heart murmur, you may feel as though the best life insurance at an affordable…Read More
Are you looking for life insurance after a stroke? What is required to underwrite a stroke life insurance policy? Can you get term life insurance for stroke victims? In this article, we will explore cerebrovascular accidents and transient ischemic attacks and how they relate to life insurance. We will prepare you for what a life insurance…Read More
When you have any health concerns, it’s important to understand the things that are taken into consideration before you are approved when applying for life insurance. It is possible to get life insurance even after a Percutaneous Transluminal Angioplasty or a balloon angioplasty. If you didn’t acquire life insurance prior to having an angioplasty, you…Read More
What is sick sinus syndrome? Sinus node dysfunction (SND) is also referred to as sick sinus syndrome (SSS), and refers to any malfunction of the sinus node that causes an arrhythmia or irregular heartbeat. The sinus node is a built-in pacemaker that controls heart rhythm by producing steady electrical impulses. When the node doesn’t work properly, arrhythmia…Read More
When purchasing life insurance, there are many things that you must consider – first off, can you get it? It’s no secret that your health conditions impact your rates. People who suffer from a Patent Foramen Ovale (PFO) or any other Atrial Septal Defect (ASD) wonder if this will keep them from getting life insurance. QUESTIONS…Read More
Have you recently had an abnormal ECG? Are you concerned about obtaining life insurance because of the reading on your test? If so, read on to find out how your ECG test may affect life insurance ratings and prices. Why let an abnormal test keep you up at night? The best thing you can do…Read More
Exercising regularly is always seen as a good thing because it helps your body stay in shape and keeps you in much better condition than if you didn’t exercise. However, if you suffer from the phenomenon known as Athlete’s Heart, then you know that there is such a thing as “too much” exercise. Ironically enough,…Read More
If you have taken the coronary calcium (CAC) test and your numbers were a bit higher than you like, you may be wondering what that means for life insurance. First of all, know this: Yes, it is possible to still get life insurance even if you have a high coronary artery calcium score. In this…Read More
If you have Bundle Branch Block (BBB) or any other heart problem, applying for life insurance can seem like a difficult, complicated task. Can you even get traditional life insurance with a Bundle Branch Block block? Since it is a relatively rare condition, a Bundle Branch Block life insurance approval is especially tricky. Some life insurance…Read More
IS LIFE INSURANCE AVAILABLE WITH AN AV BLOCK? Can you get life insurance if you have an atrioventricular block? Yes, you can, and we can help. Rates and risk classes available will be based on the type of block and your other underlying conditions. If you are dealing with an AV Block and no other…Read More
LOOKING FOR LIFE INSURANCE WITH ATHEROSCLEROSIS? YOU ARE IN THE RIGHT PLACE. Do you think finding life insurance with arteriosclerosis will be too difficult to even bother? Fear not! Atherosclerosis (sometimes called arteriosclerosis) is a very common condition, affecting nearly 4.6 million people in the United States. Although atherosclerosis itself is not fatal, it will lead…Read More
Is life insurance with a mitral valve prolapse possible? Are you looking for life insurance with Barlow’s Syndrome, floppy valve syndrome, or click-murmur syndrome? How often is mitral valve prolapse life insurance approved? How much does it cost? You may feel a bit stressed, nervous and even anxious when you apply for life insurance, especially…Read More
High cholesterol life insurance approvals, are they affordable? If you have high cholesterol, applying for life insurance can be a daunting task. Many people feel as though affordable life insurance with high triglycerides or high cholesterol is out of reach. Some have even been denied life insurance because of blood work, and others have been…Read More
Yes you can get approved for life insurance with carotid artery stenosis. The actual health class and cost will be based on other risk factors for stroke / TIA (like high blood pressure, tobacco use). Standard rates and higher substandard rates are usual with this condition.Read More
Peripheral vascular disease life insurance underwriting is not like a normal life insurance application. Can you even get life insurance with PVD or with a similar condition known as peripheral artery disease (PAD)? HOW MUCH DOES A PERIPHERAL ARTERY DISEASE LIFE INSURANCE APPROVAL COST ANYWAY? PVD is a medical issue that can affect your ability to get…Read More
Here’s the real deal on Life Insurance with Heart Problems Just how much does life insurance cost for someone with heart ailments or heart conditions? At a certain point, life insurance becomes more than a luxury. If you have others who depend on you and your income, life insurance is a necessity. How much your…Read More
Coronary artery disease life insurance (or CAD life insurance) questions arrive in our inbox every day. Questions like: Can I get life insurance with coronary artery disease? What’s the process if we need to approve CAD life insurance cases? Are coronary artery disease life insurance subjects treated unfairly or differently by underwriters? How much does life…Read More
After heart bypass surgery life insurance becomes top of mind. Can you even get a heart bypass life insurance application approved? Thankfully the answer is yes! QUESTIONS ANSWERED!Yes! You can get life insurance after coronary bypass surgery. The key is working with an independent underwriting expert who understands bypass surgery procedures and what it means to life insurance.…Read More
If your doctor diagnoses you with a heart condition, chances are they will prescribe medication as a part of your treatment plan. Many patients will take these medications for the rest of their life, and those people still desire the family protection that life insurance provides. You may wonder: Hey, do my heart medications affect my life…Read More
Do New Guidelines Mean Lower Rates? Clients often find us looking for life insurance with AFib. It makes sense, since it is one of the most common heart conditions that we get life insurance approvals for every day. Recently leading physicians threw the book out on the guidelines for treatment for Atrial Fibrillation. What does this mean…Read More
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