Life insurance is important to your family.

Getting the best life insurance can be frustrating at times, especially if you have a heart condition like CHF, a heart attack, Afib, angioplasty or high blood pressure.

Hello there.  My name is Jimmy McMillan and I understand

Our mission is to “cut through the clutter” and provide you with:

  • the most reliable information on life insurance with heart conditions
  • free no-obligation quotes
  • accurate underwriting expectations for your heart issue
  • a hassle-free process to protect your family after you die


Passion for getting the best life insurance possible.  

You can leave a legacy with life insurance

I am passionate about this mission, because heart disease affects my family on both sides.  At the death of my grandfather life insurance took on a real personal meaning.

We were heartbroken and devastated; however because he had life insurance, my grandmother was able to stay in the family home and did not have to move.

The grief was unbelievable, yet the financial burden was bearable because of life insurance.  My grandfather has been able to provide for his family long after he was gone, and he kept his legacy intact.

Life insurance was powerful for my family, and it can be powerful for yours as well.

How about you and your family?  What would their lives look like tomorrow if you died today?

People with Heart Issues Focus on Living Life, not Life Insurance

Maybe you have recently been diagnosed or maybe you have been living with heart disease all your life.

We hear you.  

When you are diagnosed it’s scary at first, however for many it represents a new lease on life.  Life is short and precious and you cannot spend your time searching for life insurance, only to be declined or rated.

We make the life insurance process a stress-free and seamless one.  You don’t have to waste time visiting with a pushy agent, we handle everything over the phone.

We keep you informed every step of the way, and with life insurance protection for your family in place you can live your life in the best way possible.

We are a company you can trust

We are an independent life insurance brokerage.  What that means is that we work for you, not the insurance companies.  We are not bound to just one company like the person who has your auto insurance probably is.  With over 60 “A rated” top-name carriers to choose from, you can be sure to get the best rates available for your health history and specific goals.

Your state’s insurance commissioner has already done background and credit checks on every licensed agent at our company.  This is further supplemented with criminal and credit checks at every life insurance company we represent.

By law, our communication has to remain private and professional.  And when you combine our underwriting partners’ experience, we have hundreds of years worth of knowledge to put to work for you.

Best of all?  Our superior personal service and best rates are completely FREE for our clients!  With unbiased reviews and dedication to low life insurance rates, we save clients’ money every day.


Money Back Guarantee

Life Insurance Heart Conditions Guarantee






We will move the moon and stars to make you happy.  We understand your heart conditions and have success underwriting many cases just like yours.  By asking the right questions up front, we secure the perfect life insurance coverage for you every single time.

However, if we fail to meet your expectations, upon delivery of your policy we have a 100%, no questions, no hassles money back guarantee.  You have nothing to lose!

Meet the Family


Life Insurance Heart Condition Jimmy McMillan Life Insurance

We live in beautiful Palm Coast FL, which I believe south Florida must have looked like 100 years ago. Parts of Flagler County are breathtaking with their beauty.  If you want to get a taste for “Old Florida”, I suggest you plan a visit.

When I’m not helping families like yours, I can cook a mean 4 course meal, tell a great joke, and dance like I have three left feet.

Together with my family we enjoy fishing, looking for manatees in the Matanzas River, and watching shark week on Discovery channel.

Causes we are passionate about include helping children with congenital heart defects and supporting our local Wolfson’s Children’s Hospital.

Would you like to know anything else?  Get on my calendar! Schedule a time for me to call you here:

Or send us your confidential email questions here:

heart life insurance hello at heart life insurance

You can also mail us here:

We aim to serve and can’t wait to help you protect your family.

Get the process started today by getting a free quote below.